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Best Mortgage Brokers Servicing Kitchener-Waterloo – WRX Top 5

What Do Mortgage Brokers Do?

It’s always essential to pick a good mortgage broker when looking for the perfect loan arrangement for your new home. Working with someone that you connect well with can ensure that you reach your goals and get where you need to be.
To get a sense of what makes a good mortgage broker, let’s take a look at what mortgage brokers do for you.

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A mortgage broker acts as an intermediary between you and the financial institution that will be providing your loan. Brokers will shop around for the best rates, use their expertise to put together the best arrangements, and handle all of the details and footwork in between.
A good broker will do their best to understand your needs and match them up with what is available on the financial market. Now, before the broker can do the shopping around for you, you will need to shop around for the best broker.
When looking around for a mortgage broker you should definitely consider multiple options, see what services they each provide, and of course, see how you personally feel about each of the candidates.

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Here is our lineup for the best mortgage brokers servicing the Kitchener-Waterloo area. We’re going to go over a few details from each so that you can get a sense of what is out there. It’s worth noting that this isn’t a countdown from “First Place” to “Fifth Place”, but rather a selection of highlights from some great professionals we’ve seen out there.


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Barry Patchett

Barry Patchett is a highly-recognized mortgage professional in the area, with experience spanning as far as 27 years. He has exceptional knowledge of the market as well as a fine eye for the ever changing details of the industry.
As a proud resident of Kitchener-Waterloo for over 48 years, he knows how important it is for people to be able to get a mortgage for their dream home. That is why Barry Patchett takes a proactive role in the process, making sure it’s as comfortable and seamless as it can be for his clients.
With Barry, you will always be up to date on how your application is doing and you can be certain that details are being covered in a thoughtful and effective manner.
You can read more about Barry Patchett on his website:
Or you can contact him directly:


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Kevin Tran

As per his motto, Kevin Tran is here and “working for you, not the banks!”
Getting the perfect loan arrangement can sometimes be a tricky process. Whether you are purchasing, refinancing, or restructuring, it takes time and energy to put together the best deal for you and your family. That’s why you need someone who can rise up to the challenge and truly fight by your side.
For the wide array of services his company provides, Kevin Tran makes sure that you are matched with your perfect deal. Along with that, he strives to ensure that his customers have abundant resources and information available so that they can make the best possible decisions.
You can read more about Kevin Tran on his website:
Or you can contact him directly:


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Tracy Valko

Tracy Valko and her team have been serving Kitchener-Waterloo for nearly 20 years. Her fine skill in the industry and dedication to her customers has not only solidified her place as an expert in the area, but has also won her numerous awards and recognitions.
She routinely ranks in the Top 10 for the Dominion Lending Centres National Top Performers’ Report along with multiple other awards including The Consumer Choice Award, CMP Magazine’s Top 75 Brokers, Canadian Mortgage Professional’s Women of Influence, and many more.
The volume of business she has done over the years has also earned her the trust of three major lending institutions which allow her and her clients access to prefered rates.
At the end of the day, Tracy Valko is a keen strategist when it comes to compiling the best mortgage offer. She also gives great importance to building long-term relationships with her clients. When working with Tracy Valko, you don’t just have a skilled professional on your side, you have a friend and an ally.
You can read more about Tracy Valko on her website:
Or you can contact her directly:


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The Mortgage Centre KW – Tristar Funding Corporation

Tristar Funding Corporation has been established in 1984 and has been proudly helping homeowners in the Kitchener, Waterloo, Cambridge, and Wellington areas ever since. They call themselves the Mortgage Freedom Fighters, and it’s rightfully so! Financial freedom is crucial to getting where you need to be in life.
It’s not just about a house and a mortgage, it’s about achieving the goals you have in mind. The expertise and array of services they offer are designed to accomplish exactly that.
Their skill and experience has allowed them to build a large and loyal customer base along with important relationships in both the Legal and Real Estate industry.

Tristar also stays well ahead of the curve by allowing their customers to conveniently do business online. Their easy online access program makes it easy to access and work with all of the information you need right from a computer.
This goes a long way to save you time and energy so that you can focus on what’s important.
You can read more about Tristar Funding Corp. on their website:
Or you can contact them directly:


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CVE Mortgage Group

CVE Mortgage Group is headquartered in Baden Ontario, however their areas of service as well as their longstanding history covers all of Southwestern Ontario.
CVE was founded by Colin Eby, who was born and raised in the Kitchener-Waterloo area. He specializes in a wide range of mortgage arrangements and has an excellent sense for finding ideal rates.
You can read more about CVE Mortgage Group on their website:
Or you can contact them directly:

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